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Guseva, A., & Rona-Tas, A. (2014-02-26). Plastic Money: Constructing Markets for Credit Cards in Eight Postcommunist Countries. : Stanford University Press. Retrieved 23 Sep. 2021, from https://stanford.universitypressscholarship.com/view/10.11126/stanford/9780804768573.001.0001/upso-9780804768573.