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Polillo, S. (2013-04-03). Institutions and the Struggle over Creditworthiness in the nineteenth-Century united States. In Conservatives Versus Wildcats: A Sociology of Financial Conflict. : Stanford University Press. Retrieved 26 Jul. 2021, from https://stanford.universitypressscholarship.com/view/10.11126/stanford/9780804785099.001.0001/upso-9780804785099-chapter-4.